Make better credit decisions, increase accessibility to finance and deliver remarkable customer service with our superior affordability solution. We go further than Open Banking, making digitizing the loan approval journey seamless and loved by applicants. Get started today!
Traditional credit scoring, paperwork and blanket guidelines slow down the lending process & obstruct deserving applicants from finance.
Monthio allows you to streamline and tailor credit decisioning, making loan applications faster, easier and more accessible.
Simple, seamless lending
1
Select bank
We integrate with all relevant banks, so your applicants can easily share their data with you
2
Confirm bank
Using Open Banking your applicants can easily share their relevant information. No more paperwork.
3
Applicant approval
We present your applicants with the relevant enriched data so they can confirm or add needed information
4
Process completed!
In less than 4 intuitive steps you have all the relevant information to accurately assess applicant affordability.
Credit success looks like this
Better credit decisions
Leverage advanced technology and data analysis to gain deeper insights into applicants’ financial profiles, resulting in more accurate and informed credit assessments.
Faster evaluation
Accelerate loan evaluation with Monthio’s Open Banking solution. Automate processes, access categorized financial data seamlessly, and reduce evaluation time for quicker decisions with improved accuracy.
Superior customer experience
Elevate customer satisfaction with Monthio’s user-friendly platform. Now you can personalize offerings and provide exceptional speedy service, enhancing the overall customer experience.
Embrace efficiency, enhance productivity and make faster, more accurate lending decisions. With Monthio you elevate customer satisfaction and save your credit team valuable time.
With accurate real time creditworthiness data, you can accept more applications, reduce the risk of fraud and default, and grant more suitable loans. All at a fraction of the time and effort it took previously.
Experience heightened accuracy, efficiency, and risk mitigation while minimizing fraud and losses. Revolutionize lending decisions, improve customer experiences, and accelerate your business success with Monthio.
Whether you offer green loans, property rentals or other services, Monthio is your partner for accurate financial data. By leveraging our solution, you can save time, mitigate risks, and make better credit decisions.
Embrace efficiency, enhance productivity and make faster, more accurate lending decisions. With Monthio you elevate customer satisfaction and save your credit team valuable time.
With accurate real time creditworthiness data, you can accept more applications, reduce the risk of fraud and default, and grant more suitable loans. All at a fraction of the time and effort it took previously.
Experience heightened accuracy, efficiency, and risk mitigation while minimizing fraud and losses. Revolutionize lending decisions, improve customer experiences, and accelerate your business success with Monthio.
Whether you offer green loans, property rentals or other services, Monthio is your partner for accurate financial data. By leveraging our solution, you can save time, mitigate risks, and make better credit decisions.
Stand stronger with Monthio's superior tools to assess the financial health of your applicants, by adding real-time income and expense verification to your approval process.
With our wide range of tools for credit providers, you'll be able to digitise your processes and increase efficiency, reduce costs and meet regulatory requirements.
“Since partnering with Monthio, we have been able to process more loan applications using fewer employee resources. The app also gives us a deeper applicant insight ensuring even more accurate decision making and easier documentation.”
Head of credit - Consumer Loan Provider
‘Monthio allows us to process a case in 5 minutes, down from 30. It is a crucial element of our credit assessment. Monthio is the key to our entire credit rating process.”
Head of credit - Corporate & Consumer Loan Provider
“Getting up and running was painless. It was a fast and efficient implementation process.”
Danish Leasing Provider
Ready to get started?
Do you want to find out more about how Monthio can revolutionise your loan approval processes?
Our comprehensive categorisation accurately identifies more data in each section than other leading Open Banking providers.
Banker-designed. Credit approved
We offer more than just cutting edge technology. We are built on deep banking expertise to create a tailored & powerful solution for credit departments.
End users at the forefront
At Monthio, we put the end users the forefront of our product design. That’s why 91% of applicants that go through the Monthio process, complete it.
Already benefiting from Open Banking?
At Monthio, we go further than Open Banking. Benchmark Monthio against your current provider and see for yourself!