Stop relying on traditional categorisation to assess affordability
With limitations ranging from inability to assess regularity or context and difficulties in differentiating multiple salaries or loans, to restrictions related to language, country and unclear transaction descriptions, traditional categorisation is no longer fit for purpose.
With Monthio’s next generation categorisation model you get unprecedented insight into your applicants’ finances, so you can make better credit decisions in less time, while minimising risks.
We don't just capture more data than other creditworthiness solutions, we also ensure that the voluminous data is cleaned and categorised and presented in an obvious and logical way.