Green loans

Make green lending faster & fairer

Make it easier for your customers to make green choices. Whether they’re looking for an electric car or energy efficient solutions for the home, such as insulation, solar panels or heat pumps, we’re here to help you and your customers contribute to a more sustainable future.
Smarthphone and desktop view of green loans or property renting dashboard with Open Banking data
Trusted by leading financial providers
rentdesk logoBNP Paribas logoAnyday logoKeyhole logoVarmeo logo

Optimize Green Loans for Sustainable Growth and Success

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Boost company reputation
Enhance your reputation with streamlined green loan approvals, showcasing your commitment to responsible banking and fostering trust in your brand's integrity.
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Confirm sustainability commitments
Reaffirm sustainability pledges through precise, rapid green loan assessments, demonstrating your dedication to environmental responsibility and ethical banking practices.
Enable positive sustainable growth
Facilitate positive, sustainable growth by leveraging our optimized green loan solution. Accelerate credit decisions, support eco-friendly initiatives, and be a driving force for a better future.
downwards purple graph showing decreased risks when using Open Banking instead of manual processes
Decreased loan approaval time
Cut approval times for green loans, boosting client satisfaction and positioning your bank as a leader in efficient, eco-conscious financing.
Increase accuracy
Enhance precision in green lending. our solutions ensure more accurate assessments, minimising risk and enhancing your bank's reputation for reliability.
Better customer experience
Optimize customer experience with streamlined green loan processes. Provide quicker approvals, transparent communication, and a commitment to sustainable financial solutions that resonate with clients.

How Europe's financial institutions use Monthio

Visma Creditro optimises customer onboarding in new financial segments

Learn how Visma Creditro optimises digital onboarding through faster, more secure, and accurate loan approvals.

Varmeo improves approval time and user experience of green loans

Learn how Monthio’s speed and appealing design helped decrease credit approval time and increase customer experience.

AL Finans successfully navigates new lending regulations

Learn how AL Finans decreased defaults and remained competitive in the face of increasing regulations.
Farewell to friction

Hello to seamless applications

Monthio revolutionizes loan applications and customer suitability by leveraging open banking to automate data collection and analysis. This provides lenders with real-time financial insights and enables a seamless and efficientapplication process for borrowers or renters.
Simple user journey
A quicker response for applicant and advisor
Automated data verification
Seamless upgrades & extensions
Optimized conversion
Decreased drop-off rate with Monthio
Customer-centricity as standard

Your new improved loan process

Transform your customer experience with Monthio's creditworthiness solution. Provide your applicants with lightning-fast loan decisions, a seamless application process, and a user-friendly design, ensuring exceptional experiences that drive customer satisfaction and loyalty.
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4 quick steps
A seamless digital experience
Intuitive User Experience (UX)
91% flow completion rate
Live end-user support
Your applicants' queries are taken care of

Seamless implementation process

With our decades of credit process experience and dedicated integration support, implementing Monthio into your bank is effortless, across all business areas. Our personalized approach maximizes efficiency and unlocks the full potential of Monthio's solutions for your bank.
Tailored integration process
Our customized integration process perfectly aligns with your business needs
Technical & product support
Take advantage of our deep banking insight & tech expertise for your optimal outcomes
Seamless upgrades
Our feature extensions & product upgrades are ready when you are

“We are always looking for ways to optimise the customer experience & I was immediately impressed by how much quicker the financing process was from using Monthio. Instead of manually having to provide paperwork and wait hours, if not days for approval, the data we need comes within seconds.”

CEO of Varmeo - Peter Veie Gudmand

“Monthio’s solution enables us to process the same amount of loan applications, despite the increased requirements in Denmark. It also gives us deeper applicant insight ensuring more accurate decision making and easier documentation. We see Monthio as an invaluable business resource.”

Head of Credit at AL Finans - Jesper Jensen

“Monthio allows us to process a case in 5 minutes, down from 30. It is a crucial element of our credit assessment. Monthio is the key to our entire credit rating process.”

Head of credit - Corporate & Consumer Loan Provider

What we offer

Magnifying glass graphic used by Monthio to depict income verification as part of creditworthiness assessments for banks and other lenders
Income verification
Get instant verification of applicant income with the latest & most accurate data.
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Expense verification
Enhance your credit decisioning and minimise risk with Monthio's real-time expense overview.
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Risk &

Get automatic insights into potential risks. Fraud and default risks flagged.
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We clean and categorise your data, so you don't need to.
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Account verification
Digitise your AML and KYC processes with Monthio's instant account verification.
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Gain a precise understanding of your applicants’ discretionary income with our cash flow analysis feature.
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How does Monthio's solution work when it comes to green loan approval?
What are the benefits of using Monthio when it comes to loan approval?
Will my advisors / loan officers like automating the approval process?
Does automating green lending help the sustainable home financing process?
How do loan applicants benefit from automating green lending?
Are other banks using Open Banking in lending?
Is Open Banking secure?
Who can I speak to at Monthio about optimising my green lending processes?

Other lenders FAQs

Ready to get started?
Do you want to find out more about how Monthio can revolutionise your loan approval processes?
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